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Making payments online is one of the biggest challenges to privacy. These services can assist you in protecting your privacy from merchants and other trackers, provided you have a strong understanding of how to make private payments effectively. We strongly encourage you first read our payments overview article before making any purchases:
Making Private Payments :material-arrow-right-drop-circle:{.md-button}
Payment Masking Services
There are a number of services which provide "virtual debit cards" which you can use with online merchants without revealing your actual banking or billing information in most cases. It's important to note that these financial services are not anonymous and are subject to "Know Your Customer" (KYC) laws and may require your ID or other identifying information. These services are primarily useful for protecting you from merchant data breaches, less sophisticated tracking or purchase correlation by marketing agencies, and online data theft; and not for making a purchase completely anonymously.
!!! tip "Check your current bank"
Many banks and credit card providers offer native virtual card functionality. If you use one which provides this option already, you should use it over the following recommendations in most cases. That way you are not trusting multiple parties with your personal information.
Privacy.com (US)
!!! recommendation
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**Privacy.com**'s free plan allows you to create up to 12 virtual cards per month, set spend limits on those cards, and shut off cards instantly. Their paid plan allows you to create up to 36 cards per month, get 1% cash back on purchases, and hide transaction information from your bank.
[:octicons-home-16: Homepage](https://privacy.com){ .md-button .md-button--primary }
[:octicons-eye-16:](https://privacy.com/privacy-policy){ .card-link title="Privacy Policy" }
[:octicons-info-16:](https://support.privacy.com/hc/en-us){ .card-link title=Documentation}
Privacy.com gives information about the merchants you purchase from to your bank by default. Their paid "discreet merchants" feature hides merchant information from your bank, so your bank only sees that a purchase was made with Privacy.com but not where that money was spent, however that is not foolproof, and of course Privacy.com still has knowledge about the merchants you are spending money with.
MySudo (US, Paid)
!!! recommendation
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**MySudo** provides up to 9 virtual cards depending on the plan you purchase. Their paid plans additionally include functionality which may be useful for making purchases privately, such as virtual phone numbers and email addresses, although we typically recommend other [email aliasing providers](email.md) for extensive email aliasing use.
[:octicons-home-16: Homepage](https://mysudo.com/){ .md-button .md-button--primary }
[:octicons-eye-16:](https://anonyome.com/privacy-policy/){ .card-link title="Privacy Policy" }
[:octicons-info-16:](https://support.mysudo.com/hc/en-us){ .card-link title=Documentation}
평가 기준
Privacy Guides는 권장 목록의 어떠한 프로젝트와도 제휴를 맺지 않았습니다. 객관적인 권장 목록을 제공하기 위해, 일반적인 평가 기준에 더해 명확한 요구 사항을 정립하였습니다. 어떠한 프로젝트를 선택해 사용하기 전에, 이러한 요구 사항들을 숙지하고 여러분 스스로 조사하는 과정을 거쳐 적절한 선택을 하시기 바랍니다.
!!! example "이 단락은 최근에 만들어졌습니다"
Privacy Guides 팀은 사이트의 모든 항목마다 명확한 평가 기준을 정립하는 중이며, 따라서 세부 내용은 변경될 수 있습니다. 평가 기준에 대해서 질문이 있다면 [포럼에서 문의](https://discuss.privacyguides.net/latest)하시기 바랍니다. (무언가가 목록에 존재하지 않다고 해서 권장 목록을 작성할 때 고려한 적이 없을 것으로 단정 짓지 마세요.) 권장 목록에 어떤 프로젝트를 추가할 때 고려하고 논의해야 할 요소는 매우 많으며, 모든 요소를 문서화하는 것은 현재 진행 중인 작업입니다.
- Allows the creation of multiple cards which function as a shield between the merchant and your personal finances.
- Cards must not require you to provide accurate billing address information to the merchant.
Gift Card Marketplaces
These services allow you to purchase gift cards for a variety of merchants online with cryptocurrency. Some of these services offer ID verification options for higher limits, but they also allow accounts with just an email address. Basic limits typically start at $5,000-10,000 a day for basic accounts, and significantly higher limits for ID verified accounts (if offered).
Cake Pay
!!! recommendation
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**Cake Pay** allows you to purchase gift cards and related products with Monero. Purchases for USA merchants are available in the Cake Wallet mobile app, while the Cake Pay web app includes a broad selection of global merchants.
[:octicons-home-16: Homepage](https://cakepay.com/){ .md-button .md-button--primary }
[:octicons-eye-16:](https://ionia.docsend.com/view/jhjvdn7qq7k3ukwt){ .card-link title="Privacy Policy" }
[:octicons-info-16:](https://guides.cakewallet.com/){ .card-link title=Documentation}
CoinCards
!!! recommendation
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**CoinCards** (available in the US and Canada) allows you to purchase gift cards for a large variety of merchants.
[:octicons-home-16: Homepage](https://coincards.com/){ .md-button .md-button--primary }
[:octicons-eye-16:](https://coincards.com/privacy-policy/){ .card-link title="Privacy Policy" }
[:octicons-info-16:](https://coincards.com/frequently-asked-questions/){ .card-link title=Documentation}
평가 기준
Privacy Guides는 권장 목록의 어떠한 프로젝트와도 제휴를 맺지 않았습니다. 객관적인 권장 목록을 제공하기 위해, 일반적인 평가 기준에 더해 명확한 요구 사항을 정립하였습니다. 어떠한 프로젝트를 선택해 사용하기 전에, 이러한 요구 사항들을 숙지하고 여러분 스스로 조사하는 과정을 거쳐 적절한 선택을 하시기 바랍니다.
!!! example "이 단락은 최근에 만들어졌습니다"
Privacy Guides 팀은 사이트의 모든 항목마다 명확한 평가 기준을 정립하는 중이며, 따라서 세부 내용은 변경될 수 있습니다. 평가 기준에 대해서 질문이 있다면 [포럼에서 문의](https://discuss.privacyguides.net/latest)하시기 바랍니다. (무언가가 목록에 존재하지 않다고 해서 권장 목록을 작성할 때 고려한 적이 없을 것으로 단정 짓지 마세요.) 권장 목록에 어떤 프로젝트를 추가할 때 고려하고 논의해야 할 요소는 매우 많으며, 모든 요소를 문서화하는 것은 현재 진행 중인 작업입니다.
- Accepts payment in a recommended cryptocurrency.
- No ID requirement.