New Crowdin Translations (#2074)

Signed-off-by: Daniel Gray <dngray@privacyguides.org>

i18n/zh/advanced/communication-network-types.md

@@ -1,11 +1,12 @@
 ---
 title: "通信网络类型"
 icon: 'material/transit-connection-variant'
+description: An overview of several network architectures commonly used by instant messaging applications.
 ---
 
 有几种网络架构常用于人与人之间的信息传递。 这些网络可以提供不同的隐私保证，这就是为什么在决定使用哪种应用程序时，应该考虑你的 [威胁模型](../basics/threat-modeling.md)。
 
-[Recommended Instant Messengers](../real-time-communication.md ""){.md-button}
+[推荐的即时通讯工具](../real-time-communication.md ""){.md-button}
 
 ## 集中式网络
 
@@ -85,7 +86,6 @@ P2P网络不使用服务器，因为节点之间直接通信，因此不存在
 使用 [匿名路由](https://doi.org/10.1007/978-1-4419-5906-5_628) 的Messenger隐藏发送方、接收方的身份或他们一直在通信的证据。 理想情况下，Messenger应该将这三者都隐藏起来。
 
 有 [许多](https://doi.org/10.1145/3182658) 不同的方法来实现匿名网络。 其中最著名的是
-
 洋葱路由 （即 [Tor](tor-overview.md)），它通过一个强加密的 [覆盖网络](https://en.wikipedia.org/wiki/Overlay_network) ，隐藏每个节点的位置以及每个信息的接收者和发送者来通信。 发件人和收件人从不直接交互，只通过一个秘密的会合节点会面，这样就不会泄露IP地址或物理位置。 节点不能解密信息，也不能解密最终目的地；只有收件人可以。 每个中间节点只能解密一部分，表明下一步将把仍然加密的信息发送到哪里，直到它到达可以完全解密的收件人那里，因此命名为 "洋葱路由"。</p> 
 
 在匿名网络中自托管一个节点并不为托管者提供额外的隐私，而是有助于整个网络对识别攻击的抗性，对每个人都有好处。
@@ -102,5 +102,3 @@ P2P网络不使用服务器，因为节点之间直接通信，因此不存在
 - 如果通过随机路由选择节点，则某些节点可能远离发送方和接收方，增加延迟，甚至在其中一个节点脱机时无法传输消息。
 - 开始时比较复杂，因为需要创建和安全备份一个加密私钥。
 - 就像其他去中心化平台一样，对开发者来说，增加功能比中心化平台更复杂。 因此，功能可能缺乏或未完全实现，例如脱机消息中继或消息删除。
-
---8<-- "includes/abbreviations.zh.txt"

i18n/zh/advanced/dns-overview.md

@@ -1,6 +1,7 @@
 ---
 title: "DNS简介"
 icon: material/dns
+description: The Domain Name System is the "phonebook of the internet," helping your browser find the website it's looking for.
 ---
 
 [域名系统](https://en.wikipedia.org/wiki/Domain_Name_System) 是“互联网电话簿”。 DNS将域名转换为IP地址，以便浏览器和其他服务可以通过分散的服务器网络加载互联网资源。
@@ -351,5 +352,3 @@ QNAME是一个 "限定名称"，例如 `privacyguides.org`。 QNAME最小化减
 它的目的是 "加快 "数据的交付，给客户一个属于离他们很近的服务器的答案，如 [内容交付网络](https://en.wikipedia.org/wiki/Content_delivery_network)，这通常用于视频流和服务JavaScript网络应用。
 
 这项功能确实是以隐私为代价的，因为它告诉DNS服务器一些关于客户端位置的信息。
-
---8<-- "includes/abbreviations.zh.txt"

i18n/zh/advanced/payments.md

@@ -0,0 +1,84 @@
+---
+title: Private Payments
+icon: material/hand-coin
+---
+
+There's a reason data about your buying habits is considered the holy grail of ad targeting: your purchases can leak a veritable treasure trove of data about you. Unfortunately, the current financial system is anti-privacy by design, enabling banks, other companies, and governments to easily trace transactions. Nevertheless, you have plenty of options when it comes to making payments privately.
+
+## Cash
+
+For centuries, **cash** has functioned as the primary form of private payment. Cash has excellent privacy properties in most cases, is widely accepted in most countries, and is **fungible**, meaning it is non-unique and completely interchangable.
+
+Cash payment laws vary by country. In the United States, special disclosure is required for cash payments over $10,000 to the IRS on [Form 8300](https://www.irs.gov/businesses/small-businesses-self-employed/form-8300-and-reporting-cash-payments-of-over-10000). The receiving business is required to ID verify the payee’s name, address, occupation, date of birth, and Social Security Number or other TIN (with some exceptions). Lower limits without ID such as $3,000 or less exist for exchanges and money transmission. Cash also contains serial numbers. These are almost never tracked by merchants, but they can be used by law enforcement in targeted investigations.
+
+Despite this, it’s typically the best option.
+
+## Prepaid Cards & Gift Cards
+
+It’s relatively simple to purchase gift cards and prepaid cards at most grocery stores and convenience stores with cash. Gift cards usually don’t have a fee, though prepaid cards often do, so pay close attention to these fees and expiry dates. Some stores may ask to see your ID at checkout to reduce fraud.
+
+Gift cards usually have limits of up to $200 per card, but some offer limits of up to $2,000 per card. Prepaid cards (eg: from Visa or Mastercard) usually have limits of up to $1,000 per card.
+
+Gift cards have the downside of being subject to merchant policies, which can have terrible terms and restrictions. For example, some merchants don’t accept payment in gift cards exclusively, or they may cancel the value of the card if they consider you to be a high-risk user. Once you have merchant credit, the merchant has a strong degree of control over this credit.
+
+Prepaid cards don’t allow cash withdrawals from ATMs or “peer-to-peer” payments in Venmo and similar apps.
+
+Cash remains the best option for in-person purchases for most people. Gift cards can be useful for the savings they bring. Prepaid cards can be useful for places that don’t accept cash. Gift cards and prepaid cards are easier to use online than cash, and they are easier to acquire with cryptocurrencies than cash.
+
+### Online Marketplaces
+
+If you have [cryptocurrency](../cryptocurrency.md), you can purchase gift cards with an online gift card marketplace. Some of these services offer ID verification options for higher limits, but they also allow accounts with just an email address. Basic limits start at $5,000-10,000 a day for basic accounts, and significantly higher limits for ID verified accounts (if offered).
+
+When buying gift cards online, there is usually a slight discount. Prepaid cards are usually sold online at face value or with a fee. If you buy prepaid cards and gift cards with cryptocurrencies, you should strongly prefer to pay with Monero which provides strong privacy, more on this below. Paying for a gift card with a traceable payment method negates the benefits a gift card can provide when purchased with cash or Monero.
+
+- [Online Gift Card Marketplaces :material-arrow-right-drop-circle:](../financial-services.md#gift-card-marketplaces)
+
+## Virtual Cards
+
+Another way to protect your information from merchants online is to use virtual, single-use cards which mask your actual banking or billing information. This is primarily useful for protecting you from merchant data breaches, less sophisticated tracking or purchase correlation by marketing agencies, and online data theft. They do **not** assist you in making a purchase completely anonymously, nor do they hide any information from the banking institution themselves. Regular financial institutions which offer virtual cards are subject to "Know Your Customer" (KYC) laws, meaning they may require your ID or other identifying information.
+
+- [Recommended Payment Masking Services :material-arrow-right-drop-circle:](../financial-services.md#payment-masking-services)
+
+These tend to be good options for recurring/subscription payments online, while prepaid gift cards are preferred for one-time transactions.
+
+## Cryptocurrency
+
+Cryptocurrencies are a digital form of currency designed to work without central authorities such as a government or bank. While *some* cryptocurrency projects can allow you to make private transactions online, many use a public blockchain which does not provide any transaction privacy. Cryptocurrencies also tend to be very volatile assets, meaning their value can change rapidly and significantly at any time. As such, we generally don't recommend using cryptocurrency as a long-term store of value. If you decide to use cryptocurrency online, make sure you have a full understanding of its privacy aspects beforehand, and only invest amounts which would not be disastrous to lose.
+
+!!! 危险
+
+    The vast majority of cryptocurrencies operate on a **public** blockchain, meaning that every transaction is public knowledge. This includes even most well-known cryptocurrencies like Bitcoin and Ethereum. Transactions with these cryptocurrencies should not be considered private and will not protect your anonymity.
+    
+    Additionally, many if not most cryptocurrencies are scams. Make transactions carefully with only projects you trust.
+
+### Privacy Coins
+
+There are a number of cryptocurrency projects which purport to provide privacy by making transactions anonymous. We recommend using one which provides transaction anonymity **by default** to avoid operational errors.
+
+- [Recommended Cryptocurrency :material-arrow-right-drop-circle:](../cryptocurrency.md#coins)
+
+Privacy coins have been subject to increasing scrutiny by government agencies. In 2020, [the IRS published a $625,000 bounty](https://www.forbes.com/sites/kellyphillipserb/2020/09/14/irs-will-pay-up-to-625000-if-you-can-crack-monero-other-privacy-coins/?sh=2e9808a085cc) for tools which can break Bitcoin Lightning Network and/or Monero's transaction privacy. They ultimately [paid two companies](https://sam.gov/opp/5ab94eae1a8d422e88945b64181c6018/view) (Chainalysis and Integra Fec) a combined $1.25 million for tools which purport to do so (it is unknown which cryptocurrency network these tools target). Due to the secrecy surrounding tools like these, ==none of these methods of tracing cryptocurrencies have been independently confirmed.== However, it is quite likely that tools which assist targeted investigations into private coin transactions exist, and that privacy coins only succeed in thwarting mass surveillance.
+
+### Other Coins (Bitcoin, Ethereum, etc.)
+
+The vast majority of cryptocurrency projects use a public blockchain, meaning that all transactions are both easily traceable and permanent. As such, we strongly discourage the use of most cryptocurrency for privacy-related reasons.
+
+Anonymous transactions on a public blockchain are *theoretically* possible, and the Bitcoin wiki [gives one example of a "completely anonymous" transaction](https://en.bitcoin.it/wiki/Privacy#Example_-_A_perfectly_private_donation). However, doing so requires a complicated setup involving Tor and "solo-mining" a block to generate completely independent cryptocurrency, a practice which has not been practical for nearly any enthusiast for many years.
+
+==Your best option is to avoid these cryptocurrencies entirely and stick with one which provides privacy by default.== Attempting to use other cryptocurrency is outside the scope of this site and strongly discouraged.
+
+### Wallet Custody
+
+With cryptocurrency there are two forms of wallets: custodial wallets and noncustodial wallets. Custodial wallets are operated by centralized companies/exchanges, where the private key for your wallet is held by that company, and you can access them anywhere typically with a regular username and password. Noncustodial wallets are wallets where you control and manage the private keys to access it. Assuming you keep your wallet's private keys secured and backed up, noncustodial wallets provide greater security and censorship-resistance over custodial wallets, because your cryptocurrency can't be stolen or frozen by a company with custody over your private keys. Key custody is especially important when it comes to privacy coins: Custodial wallets grant the operating company the ability to view your transactions, negating the privacy benefits of those cryptocurrencies.
+
+### Acquisition
+
+Acquiring [cryptocurrencies](../cryptocurrency.md) like Monero privately can be difficult. P2P marketplaces like [LocalMonero](https://localmonero.co/), a platform which facilitates trades between people, are one option that can be used. If using an exchange which requires KYC is an acceptable risk for you as long as subsequent transactions can't be traced, a much easier option is to purchase Monero on an exchange like [Kraken](https://kraken.com/), or purchase Bitcoin/Litecoin from a KYC exchange which can then be swapped for Monero. Then, you can withdraw the purchased Monero to your own noncustodial wallet to use privately from that point forward.
+
+If you go this route, make sure to purchase Monero at different times and in different amounts than where you will spend it. If you purchase $5000 of Monero at an exchange and make a $5000 purchase in Monero an hour later, those actions could potentially be correlated by an outside observer regardless of which path the Monero took. Staggering purchases and purchasing larger amounts of Monero in advance to later spend on multiple smaller transactions can avoid this pitfall.
+
+## Additional Considerations
+
+When you're making a payment in-person with cash, make sure to keep your in-person privacy in mind. Security cameras are ubiquitous. Consider wearing non-distinct clothing and a face mask (such as a surgical mask or N95). Don’t sign up for rewards programs or provide any other information about yourself.
+
+When purchasing online, ideally you should do so over [Tor](tor-overview.md). However, many merchants don’t allow purchases with Tor. You can consider using a [recommended VPN](../vpn.md) (paid for with cash, gift card, or Monero), or making the purchase from a coffee shop or library with free Wi-Fi. If you are ordering a physical item that needs to be delivered, you will need to provide a delivery address. You should consider using a PO box, private mailbox, or work address.

i18n/zh/advanced/tor-overview.md

@@ -1,6 +1,7 @@
 ---
 title: "Tor概述"
 icon: 'simple/torproject'
+description: Tor是一个免费使用的去中心化网络，专为尽量隐私地使用互联网而设计。
 ---
 
 Tor是一个免费使用的去中心化网络，专为尽量隐私地使用互联网而设计。 如果使用得当，该网络可以实现隐私且匿名地浏览和通信。
@@ -74,8 +75,6 @@ Tor用出口、中间和入口节点的密钥对每个数据包（一个传输
 - [How Tor Works - Computerphile](https://invidious.privacyguides.net/embed/QRYzre4bf7I?local=true) <small>(YouTube)</small>
 - [Tor Onion Services - Computerphile](https://invidious.privacyguides.net/embed/lVcbq_a5N9I?local=true) <small>(YouTube)</small>
 
---8<-- "includes/abbreviations.zh.txt"
-
 [^1]: 您线路上的第一个中继称为“入口警卫“或“警卫”。 它是一个快速而稳定的中继，会在2-3个月内持续作为你的线路的第一个中继，以防止已知的破坏匿名性的攻击。 你的线路其余部分会随着你访问的每个新网站而改变，所有这些中继器一起提供Tor的全部隐私保护。 关于警卫中继器如何工作的更多信息，请参阅这篇 [博文](https://blog.torproject.org/improving-tors-anonymity-changing-guard-parameters) 和 [关于入口警卫的论文](https://www-users.cs.umn.edu/~hoppernj/single_guard.pdf)。 ([https://support.torproject.org/tbb/tbb-2/](https://support.torproject.org/tbb/tbb-2/))
 
 [^2]: 中继标志：由目录权限分配并在目录协议规范中进一步定义的线路位置（例如， “Guard”、“Exit”、“BadExit” ）、线路属性（例如， “Fast”、“Stable” ）或角色（例如， “Authority”、“HSDir” ）的中继的特殊（ dis- ）限定。 ([https://metrics.torproject.org/glossary.html](https://metrics.torproject.org/glossary.html))