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@@ -17,7 +17,7 @@ Apesar disso, normalmente é a melhor opção.
É relativamente simples comprar cartões-presente e cartões pré-pagos na maioria dos supermercados e lojas de conveniência com dinheiro. Os cartões-presente normalmente não têm taxas, embora os cartões pré-pagos geralmente tenham, portanto, preste muita atenção a essas taxas e datas de validade. Algumas lojas podem pedir para ver seu documento de identidade no caixa para reduzir fraudes.
Os cartões-presente geralmente têm limites de até $200 por cartão, mas alguns oferecem limites de até $2.000 por cartão. Os cartões pré-pagos (por exemplo, Visa ou Mastercard) geralmente têm limites de até $1.000 por cartão.
Os cartões-presente geralmente têm limites de até $200 por cartão, mas alguns oferecem limites de até $2.000 por cartão. Prepaid cards (e.g.: from Visa or Mastercard) usually have limits of up to $1,000 per card.
Os cartões-presente têm a desvantagem de estarem sujeitos às políticas do comerciante, que podem ter termos e restrições terríveis. Por exemplo, alguns comerciantes não aceitam pagamento exclusivamente em cartões-presente ou podem cancelar o valor do cartão se considerarem que você é um usuário de alto risco. Quando você tem crédito comercial, o comerciante tem um alto grau de controle sobre esse crédito.
@@ -58,7 +58,7 @@ Additionally, many if not most cryptocurrencies are scams. Make transactions car
There are a number of cryptocurrency projects which purport to provide privacy by making transactions anonymous. We recommend using one which provides transaction anonymity **by default** to avoid operational errors.
- [Recommended Cryptocurrency :material-arrow-right-drop-circle:](../cryptocurrency.md#coins)
- [Recommended Cryptocurrency :material-arrow-right-drop-circle:](../cryptocurrency.md#monero)
Privacy coins have been subject to increasing scrutiny by government agencies. In 2020, [the IRS published a $625,000 bounty](https://forbes.com/sites/kellyphillipserb/2020/09/14/irs-will-pay-up-to-625000-if-you-can-crack-monero-other-privacy-coins/?sh=2e9808a085cc) for tools which can break Bitcoin Lightning Network and/or Monero's transaction privacy. They ultimately [paid two companies](https://sam.gov/opp/5ab94eae1a8d422e88945b64181c6018/view) (Chainalysis and Integra Fec) a combined $1.25 million for tools which purport to do so (it is unknown which cryptocurrency network these tools target). Due to the secrecy surrounding tools like these, ==none of these methods of tracing cryptocurrencies have been independently confirmed.== However, it is quite likely that tools which assist targeted investigations into private coin transactions exist, and that privacy coins only succeed in thwarting mass surveillance.
@@ -76,7 +76,7 @@ With cryptocurrency there are two forms of wallets: custodial wallets and noncus
### Acquisition
Acquiring [cryptocurrencies](../cryptocurrency.md) like Monero privately can be difficult. P2P marketplaces like [LocalMonero](https://localmonero.co), a platform which facilitates trades between people, are one option that can be used. If using an exchange which requires KYC is an acceptable risk for you as long as subsequent transactions can't be traced, a much easier option is to purchase Monero on an exchange like [Kraken](https://kraken.com), or purchase Bitcoin/Litecoin from a KYC exchange which can then be swapped for Monero. Then, you can withdraw the purchased Monero to your own noncustodial wallet to use privately from that point forward.
Acquiring [cryptocurrencies](../cryptocurrency.md) like Monero privately can be difficult. P2P marketplaces, platforms which facilitate trades between people, are one option that can be used. If using an exchange which requires KYC is an acceptable risk for you as long as subsequent transactions can't be traced, a much easier option is to purchase Monero on an exchange like [Kraken](https://kraken.com), or purchase Bitcoin/Litecoin from a KYC exchange which can then be swapped for Monero. Then, you can withdraw the purchased Monero to your own noncustodial wallet to use privately from that point forward.
If you go this route, make sure to purchase Monero at different times and in different amounts than where you will spend it. If you purchase $5000 of Monero at an exchange and make a $5000 purchase in Monero an hour later, those actions could potentially be correlated by an outside observer regardless of which path the Monero took. Staggering purchases and purchasing larger amounts of Monero in advance to later spend on multiple smaller transactions can avoid this pitfall.