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@@ -9,7 +9,7 @@ Há um motivo pelo qual os dados sobre seus hábitos de compra são considerados
Por séculos, **dinheiro** tem funcionado como a forma primária de pagamento privado. O dinheiro tem excelentes propriedades de privacidade na maioria dos casos, é amplamente aceito na maioria dos países, e é **fungível**, o que significa que não é único e é completamente intercambiável.
As leis de pagamento em dinheiro variam por país. Nos Estados Unidos, é necessária uma declaração especial para pagamentos em dinheiro acima de US$10.000 para o IRS no [Formulário 8300](https://www.irs.gov/businesses/small-businesses-self-employed/form-8300-and-reporting-cash-payments-of-over-10000). A empresa recebedora é obrigada a verificar o nome, o endereço, a ocupação, a data de nascimento e o número do seguro social ou outro TIN do beneficiário (com algumas exceções). Existem limites mais baixos sem identificação, tais como $3.000 ou menos, para trocas e transferência de dinheiro. Dinheiro também contém números de série. Eles quase nunca são rastreados pelos comerciantes, mas podem ser usados pelas autoridades policiais em investigações direcionadas.
As leis de pagamento em dinheiro variam por país. In the United States, special disclosure is required for cash payments over $10,000 to the IRS on [Form 8300](https://irs.gov/businesses/small-businesses-self-employed/form-8300-and-reporting-cash-payments-of-over-10000). A empresa recebedora é obrigada a verificar o nome, o endereço, a ocupação, a data de nascimento e o número do seguro social ou outro TIN do beneficiário (com algumas exceções). Existem limites mais baixos sem identificação, tais como $3.000 ou menos, para trocas e transferência de dinheiro. Dinheiro também contém números de série. Eles quase nunca são rastreados pelos comerciantes, mas podem ser usados pelas autoridades policiais em investigações direcionadas.
Apesar disso, normalmente é a melhor opção.
@@ -60,7 +60,7 @@ There are a number of cryptocurrency projects which purport to provide privacy b
- [Recommended Cryptocurrency :material-arrow-right-drop-circle:](../cryptocurrency.md#coins)
Privacy coins have been subject to increasing scrutiny by government agencies. In 2020, [the IRS published a $625,000 bounty](https://www.forbes.com/sites/kellyphillipserb/2020/09/14/irs-will-pay-up-to-625000-if-you-can-crack-monero-other-privacy-coins/?sh=2e9808a085cc) for tools which can break Bitcoin Lightning Network and/or Monero's transaction privacy. They ultimately [paid two companies](https://sam.gov/opp/5ab94eae1a8d422e88945b64181c6018/view) (Chainalysis and Integra Fec) a combined $1.25 million for tools which purport to do so (it is unknown which cryptocurrency network these tools target). Due to the secrecy surrounding tools like these, ==none of these methods of tracing cryptocurrencies have been independently confirmed.== However, it is quite likely that tools which assist targeted investigations into private coin transactions exist, and that privacy coins only succeed in thwarting mass surveillance.
Privacy coins have been subject to increasing scrutiny by government agencies. In 2020, [the IRS published a $625,000 bounty](https://forbes.com/sites/kellyphillipserb/2020/09/14/irs-will-pay-up-to-625000-if-you-can-crack-monero-other-privacy-coins/?sh=2e9808a085cc) for tools which can break Bitcoin Lightning Network and/or Monero's transaction privacy. They ultimately [paid two companies](https://sam.gov/opp/5ab94eae1a8d422e88945b64181c6018/view) (Chainalysis and Integra Fec) a combined $1.25 million for tools which purport to do so (it is unknown which cryptocurrency network these tools target). Due to the secrecy surrounding tools like these, ==none of these methods of tracing cryptocurrencies have been independently confirmed.== However, it is quite likely that tools which assist targeted investigations into private coin transactions exist, and that privacy coins only succeed in thwarting mass surveillance.
### Other Coins (Bitcoin, Ethereum, etc.)
@@ -76,7 +76,7 @@ With cryptocurrency there are two forms of wallets: custodial wallets and noncus
### Acquisition
Acquiring [cryptocurrencies](../cryptocurrency.md) like Monero privately can be difficult. P2P marketplaces like [LocalMonero](https://localmonero.co/), a platform which facilitates trades between people, are one option that can be used. If using an exchange which requires KYC is an acceptable risk for you as long as subsequent transactions can't be traced, a much easier option is to purchase Monero on an exchange like [Kraken](https://kraken.com/), or purchase Bitcoin/Litecoin from a KYC exchange which can then be swapped for Monero. Then, you can withdraw the purchased Monero to your own noncustodial wallet to use privately from that point forward.
Acquiring [cryptocurrencies](../cryptocurrency.md) like Monero privately can be difficult. P2P marketplaces like [LocalMonero](https://localmonero.co), a platform which facilitates trades between people, are one option that can be used. If using an exchange which requires KYC is an acceptable risk for you as long as subsequent transactions can't be traced, a much easier option is to purchase Monero on an exchange like [Kraken](https://kraken.com), or purchase Bitcoin/Litecoin from a KYC exchange which can then be swapped for Monero. Then, you can withdraw the purchased Monero to your own noncustodial wallet to use privately from that point forward.
If you go this route, make sure to purchase Monero at different times and in different amounts than where you will spend it. If you purchase $5000 of Monero at an exchange and make a $5000 purchase in Monero an hour later, those actions could potentially be correlated by an outside observer regardless of which path the Monero took. Staggering purchases and purchasing larger amounts of Monero in advance to later spend on multiple smaller transactions can avoid this pitfall.